Is van life for you?

Vans are no longer the remit of builders and tradesmen – more and more people in the UK are opting for a van so they can carry their kit for fun-seeking days out.

Whether it’s surfers heading to the coast, camping-loving families looking for the perfect pitching spot, or mountain-bikers heading up hill to hurtle back down on two wheels, private van use is a growing trend.

So if van life is appealing to you, here’s everything you need to know about getting the right cover for your new ride.

Levels of Private Van Insurance cover

While Admiral offers four different levels of cover, if you’re using your van just for fun, and you’re not commuting or making a living from it, you'll need Social cover.

It’s the perfect option if you plan to use your van for:

• Leisure activities that need a bit more space, like as surfing and fishing
• Family trips
• Band practice with your mates

If you plan on working or commuting, you’ll need to choose one of our other options: Own Goods, Carriage of goods for hire and reward or Social and Commuting.

Next, you’ll need to decide how much cover you need. Just like car insurance, you can choose from:

• Comprehensive
• Third Party, Fire and Theft
• Third Party Only

• Other levels of Private Van Insurance cover

  If you don’t feel you need the full protection comprehensive cover offers, you can choose one of the following instead:

  Third Party, Fire & Theft

  Covers your van for damage caused by fire or theft but not if it’s damaged in another way, such as a crash. Admiral will pay out to the other driver if you're involved in an incident.

  Third Party Only

  This is the minimum cover you can get and protects you if you damage someone's property or you injure them while driving. It also covers your passengers if they suffer an injury while in your van. You aren’t covered if your van’s stolen or damaged in a fire.